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DafriBank: A Mission To Revolutionize African Banking Services

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DafriBank is transforming the old commercial banking systems with its revolutionary Digital Banking model. It opens new opportunities for the rising African digital entrepreneurs, an oft-ignored niche. This digital-only bank is projected to begin operation in the third quarter of 2021 and will have physical presence in Nigeria and South Africa, and envisions expanding to Kenya, Botswana, and Ghana, amongst more.

The bank uses advanced technologies that will allow access to a wide range of financial services without entry barriers. It will house the best digital banking systems providing payment solutions to an array of businesses and platforms. DafriBank lives up to its promise to open up new opportunities to the African population through future-centric ideals that centres on achieving an economically liberated continent.

With its disruptive technology DafriBank aims to push the boundaries in the African banking community to offer top-class digital banking services that will help many companies uncover the real value of their businesses. DafriBank’s primary focus will be to serve the unbanked and underbanked who have been unjustly excluded from the global financial systems due to several factors.

Poverty and lack of resources are chief amongst the issues impacting the banking system in Africa today culminating in the lack of sustainable banking solutions that meet the people’s needs. Some important factors that influence bricks and mortar banks are cost and lease, staff salaries, employee training, cash distribution costs, and the plethora of other expenses that has made it near impossible to offer cost-effective services to customers who have been forced to seek out alternatives.

Alternative local online payment solutions have also repeatedly failed its African customers especially Digital Afripreneurs by ignoring and denying them efficient solutions that could help take their businesses to greater heights and harness their potential. This is counterintuitive considering Africans are huge players in the Digital entrepreneurship niche that is witnessing astronomical growth and sprouting opportunities across many sectors including e-commerce, Forex trading, brokerage business, binary options, stock market, soccer betting, digital exchange, digital marketing, social media marketing, e-magazines, online publishing, blogging, Airbnb, and a plethora of more businesses.

These platforms have overtaken non-digital businesses and are contributing massively to the economy. It’s startling to know that banks and financial institutions continue to underserve African players in this multi-billion-dollar industry. This has led many new-age entrepreneurs to try out alternative payment solutions such as Apple Pay, PayPal, Payoneer, Skrill, and more. Though, these gateways are not in sync with the African market due to their exorbitant transaction fees and several restrictions. Case in point: PayPal denies many African countries full access to its transfer and withdrawal functionalities, leaving many African businesses unable to attract prospects in many regions.

DafriBank, with its unique financial solutions targeted at Africans embrace cutting-edge technology and models as tools to effectively streamline banking processes, making it accessible to everyone and elevating the user experience. The company strives not just to create solutions for the wealthy but also for the average African. DafriBank’s digital bank represents an ultramodern financial boutique that unites several services ranging from traditional banking services including savings, deposits, payments, and loans to niche services such as cross-border remittances; all of which will be offered at competitive rates with speed, ease-of-access, and bank-grade security at the heart of its operations.

The eagerly awaited digital – entrepreneurial class choice platform which has been dubbed “the Chime of Africa ” is a subsidiary of DafriGroup PLC, a multinational conglomerate headed by a renewed South African philanthropist/businessman, Xolane Ndhlovu, who is the fomer Chief Executive Officer of UMEH Group Ltd. DafriBank is assembling a team of outstanding professionals and thought leaders across several fields. It recently announced its new Chief Executive Officer Ramswamy Easwara, a versatile award-winning banker with more than 18 years of experience in the banking sector across multiple roles previously held in several leading financial institutions.

Easwara told reporters, “Our success will be largely based on a product of our client-base. Once a customer believes that there is value derived from our business they will come to us”, he said. “Growth will definitely be subdued because of the economic downside caused by Covid-19, but in the long term the potential is massive and will present investment opportunities. From a banking perspective, we mirror the economy. When the economy is under pressure, it resonates in the financial system. We are committed to looking at innovative ways to gain even more market share,” He added.

The bank is confident about its future growth and sustainability under its expert leadership.

Indeed, DafriBank is a dream come true for countless Africans who are eagerly anticipating its launch in the 3rd Quarter of 2021.

A bright new dawn in Africa’s banking services is here.

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Smoke Signals Understanding What Your Shisha Ash Color Says

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Hey there, shisha enthusiasts! Today, we’re diving into a topic that’s often overlooked but incredibly important in your shisha smoking experience – the color of the ash your coconut charcoal leaves behind. My name is Greg and I am a coconut charcoal supplier

You might think, “It’s just ash, what’s the big deal?” But let me tell you, this isn’t just about keeping your smoking area clean; the ash color is a window into the quality and purity of your shisha session. So, grab your favorite shisha, sit back, and let’s unravel the mystery of ash colors.

Why Ash Color is a Big Deal

When you’re kicking back and lighting up your shisha, the coconut charcoal is more than just a heat source. It’s like a secret agent, giving you clues about its quality and what’s burning along with your shisha.

The Gold Standard: White and Light Grey Ash

  • Pure and Clean: The crème de la crème of ash colors is white or light grey. This is a clear indicator that your charcoal is made from high-quality coconut shells, with no unwanted additives or fillers. It’s the pure, unadulterated stuff that gives you the best smoking experience.
  • Flavor Friendly: Ash of this color won’t taint the taste of your shisha. It’s all about enhancing the flavor, not detracting from it. You’ll get the authentic taste of your shisha, as it was meant to be enjoyed.
  • Burn, Baby, Burn: Longer burn time is always a bonus, right? White or light grey ash is a sign that your charcoal is burning efficiently, giving you more time to relax and less time fussing with the coals.
  • Even Steven Heat: Consistent heat is key to a great shisha session. This ash color is your best bet for an even, steady heat distribution, ensuring your shisha is smoked perfectly.

Red Flags: Black and Yellow Ash

  • Black Ash Blues: If you’re seeing black ash, it’s not a good sign. It could mean the charcoal is burning incompletely or unevenly, leading to a less-than-ideal smoking experience and potentially messing with the flavor.
  • Yellow Ash, Yikes: Yellow ash is a red flag. It might indicate the presence of moisture or impurities in the charcoal. These contaminants can alter the flavor and quality of your shisha, and no one wants that.

When White Ash is Too White

But wait, there’s a twist! Super white ash might look impressive, but it could be deceiving. Overly white ash can suggest the presence of chemical additives meant to enhance the appearance of the ash. Remember, we’re going for natural quality here, not a chemically altered experience.

Choosing the Right Charcoal

Picking the right charcoal is crucial for an enjoyable shisha session. Here’s a handy checklist to guide you:

  • Aim for White or Light Grey: As we’ve discussed, this is a good indicator of pure, high-quality charcoal.
  • Read the Fine Print: Always check the labels. Look for charcoal with no added chemicals or fillers. The fewer ingredients, the better.
  • Do Your Homework: Research different brands and read reviews from other shisha enthusiasts. Word of mouth is a powerful tool.
  • Ask the Experts: If you can, ask the brand about their manufacturing process. Transparency is always a good sign.
  • Trial and Error: Don’t be afraid to experiment with different brands. What works best for one person might not be the perfect fit for you.

Beyond the Ash: The Complete Shisha Experience

While ash color is a key indicator of charcoal quality, it’s just one piece of the shisha puzzle. Let’s look at some other factors that contribute to a top-notch shisha session:

The Shisha Itself

  • Quality of Tobacco: Just like with charcoal, the quality of your shisha tobacco is paramount. Look for well-known brands with good reviews.
  • Flavor Choices: Experiment with different flavors to find what tickles your taste buds. Whether you prefer fruity, minty, or classic tobacco flavors, there’s a world of options out there.

The Setup

  • Proper Packing: How you pack your shisha bowl can greatly impact your smoking experience. Not too tight, not too loose – just right.
  • Heat Management: Managing the heat from your charcoal is an art. Use a heat management device or foil to control the temperature.

Maintenance

  • Regular Cleaning: Keeping your shisha pipe clean is essential. A clean pipe means a pure taste and a smoother smoking experience.
  • Replacing Parts: Over time, parts like hoses and bowls may need replacing. Keeping your equipment in top shape ensures the best smoking sessions.

Wrapping It Up

There you have it – a comprehensive guide to understanding the ash from your coconut charcoal and much more. Ash color is a simple yet effective way to gauge the quality of your charcoal, and by extension, your shisha session. So next time you’re chilling with your shisha, take a moment to check out that ash – it’s telling you a story about the quality of your experience.

Remember, the perfect shisha session is about combining quality charcoal, top-notch shisha, the right setup, and proper maintenance. It’s all these elements working together that create those unforgettable moments of relaxation and flavor. So go ahead, light up your shisha, and enjoy every puff, knowing you’ve got it all just right. Happy smoking! 🌴💨👌

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Boost your brand with science-backed products

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Nowadays consumers seek products that not only enhance their beauty but also uphold safety and efficacy. In the world of cosmetics, where promises abound, science-backed products are trusted allies. This article will delve into why the user should celebrate the advantages of science-backed cosmetics.

Transparency with the consumer

The demand for transparency in consumer products has never been stronger, and for good reason. In an age where information is at our fingertips, the user is increasingly scrutinizing the brands they support. Science trials serve as a powerful tool for brands to communicate transparency regarding the safety and effectiveness of their products.

When a brand backs its claims with clinical trials, the user can be confident that what’s inside the bottle aligns with what’s on the label. This transparency is a reassuring gesture to the user, signifying that the brand is not just about profits but also about delivering genuine results.

Staying ahead of the curve

The cosmetic industry is a dynamic playground of innovation. New ingredients and technologies emerge constantly, transforming the landscape. To stay competitive and ensure their products remain safe and effective, brands turn to science trials.

Through ongoing research, brands can adapt to these industry changes swiftly. They can reformulate products, improve existing ones, and introduce innovations that cater to evolving user needs. Staying ahead of the curve is not just a competitive edge but a commitment to user satisfaction.

Elevating the quality of cosmetic products

Understanding how cosmetic products interact with the skin is a profound advantage offered by clinical trials. Scientists scrutinize every detail, from ingredients to formulation, to develop superior products.

When you use a science validated cosmetic, you’re not just applying a product; you’re embracing years of research and development. The result? A product that goes beyond aesthetics, improving your skin’s health and appearance.

Updating product claims with new clinical research

The beauty industry never stands still. New clinical research constantly unveils breakthroughs and insights. Brands that are committed to delivering the best to the user understand the importance of staying updated.

When new research emerges, brands can tweak their product claims to reflect the latest findings accurately. This keeps the user informed about the potential benefits of the products.

Decoding “Dermatologist-approved”

It is likely to  encounter the term “Dermatologist-Approved” on numerous cosmetic products. But, what is its true significance? Dermatologists play a pivotal role in ensuring that products meet safety and efficacy standards.

When you see the “Dermatologist-Approved” label, it signifies that a skincare expert has scrutinized the product and endorsed its safety for your skin. It’s a trusted seal of approval, giving the user the peace of mind that the product has been rigorously tested and evaluated by a qualified professional.

In a world where the beauty market is saturated with choices, science-backed products stand out as a beacon of trust, and innovation. The advantages they offer, from transparency with the consumer to elevating product quality, are a testament to the powerful partnership between science and beauty.

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Step into the Future: Nike’s Cutting-Edge Tech Apparel

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In the ever-evolving landscape of athletic wear, Nike continues to lead the charge by seamlessly merging fashion and technology to create cutting-edge sportswear that propels us into the future. Nike’s commitment to innovation is evident in its Tech Apparel, a range of products designed to enhance performance, comfort, and style. Let’s explore how Nike is shaping the future of sportswear with its groundbreaking technological advancements.

Unveiling the Tech Revolution:

Nike’s Tech Apparel represents a revolutionary leap forward in the integration of technology into everyday athletic wear. The brand has consistently pushed boundaries, and this collection is no exception. From advanced materials to smart features, every detail is meticulously crafted to elevate the athlete’s experience.

Performance at Its Peak:

One of the hallmarks of Nike’s Tech Apparel is its emphasis on performance. The incorporation of cutting-edge materials, such as moisture-wicking fabrics and breathable membranes, ensures that athletes stay comfortable and focused during intense workouts. Nike’s commitment to research and development has led to the creation of apparel that adapts to the body’s movements, offering unparalleled flexibility and support.

Smart Fabrics for Smart Athletes:

Nike is not just providing clothing; it’s delivering a tech-infused experience. Smart fabrics embedded with sensors and microtechnology monitor various aspects of athletic performance, providing real-time data on metrics like heart rate, temperature, and motion. This information empowers athletes to optimize their training routines, pushing their limits while preventing overexertion.

Style Meets Innovation:

Nike understands that performance is not the only priority for today’s athletes; style is equally essential. The Tech Apparel collection seamlessly blends fashion-forward design with state-of-the-art technology. Bold silhouettes, futuristic aesthetics, and a wide range of color options cater to the diverse tastes of the modern athlete, ensuring that they not only perform at their best but also look good doing it.

Adapting to the Environment:

Nike’s Tech Apparel is designed to adapt to various environmental conditions, making it suitable for a wide range of sports and activities. Whether it’s braving the elements with weather-resistant outer layers or staying cool in the heat with ventilated fabrics, Nike ensures that athletes can focus on their performance without being hindered by external factors.

Sustainability as a Core Value:

In addition to performance and style, Nike places a strong emphasis on sustainability in its Tech Apparel line. The use of eco-friendly materials and innovative manufacturing processes reflects the brand’s commitment to reducing its environmental impact. Nike envisions a future where cutting-edge technology coexists harmoniously with a sustainable approach to production.

Conclusion:

As we step into the future of athletic wear, Nike’s Tech Apparel stands as a testament to the brand’s unwavering commitment to innovation, performance, and style. The fusion of advanced technology with forward-thinking design creates a collection that not only meets the needs of today’s athletes but also anticipates the demands of tomorrow. Nike’s journey into the future is not just about setting trends; it’s about redefining the very essence of sportswear. So, lace up those tech-infused sneakers, don the smart fabrics, and step boldly into the future of athletic excellence with Nike.

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